Preparing a rental file in Zurich, and any other city, is an essential step in Switzerland. The applicant must provide information specific to their profile and submit the necessary supporting documents. What are the 3 main points to focus on when establishing a rental file for an apartment? How to apply in Switzerland?
For the rental of an apartment in Zurich, as with anywhere, a tenant must first of all prove their solvency. This requires giving details of their profession, as well as their level of income. An employment contract and payslips are essential documents for preparing the apartment rental file. Indeed, they make it possible to certify a stable financial situation.
However, when making a choice, this is not the only aspect taken into account for the owner, real estate agency, or Swiss real estate agency in charge of the file. As an indication, some service providers, such as SherlockHomes, provide specialised services, in particular for the delivery of a solvency certificate for your apartment rental file.
Your apartment rental file must also include elements attesting to your reliability. While financial resources are an important criterion, the regularity of payments is examined with the greatest care. From the owner's point of view, this avoids potential disputes, and even non-payments.
Among the documents included in a rental file, an extract from the debt collection register must be presented. Sometimes called an attestation of non-pursuit, the latter states the solvency of a third party. Where applicable, it mentions debt collections, seizures, or non-payments. For information, the time frame is specified. Acts may be closed, suspended, or under investigation.
In order to provide a complete apartment rental file, you can also include positive references from your former landlord. For example, a signed letter is likely to reassure a property owner about your financial situation or the regularity of your payments.
They can also report that the accommodation was well maintained during its occupation. This criterion is particularly appreciated and can make all the difference when comparing applications. Added to your rental file for an apartment in Zurich, a recommendation can also account for your good behaviour and confirm good relations with the neighbourhood.
As a specialist in Swiss real estate, SherlockHomes offer various expert services. These allow you to complete your apartment rental file. For example, the solvency certificate for the tenant or an extract from the debt collection register.
This article cannot be considered exhaustive and does not engage the responsibility of its author.
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