As part of a rental project, it is essential to choose your tenant carefully. A necessary step to avoid more or less serious problems, or even a payment default. A look back at the main criteria and tips for recognising the profile of a tenant idéal.
In Switzerland, landlords have the option of taking a closer look at the élents in the tenancy dossier. This is associated with each application. This makes it easier to assess the quality of the profiles. The practical information it contains includes:
And on top of that, there are the occasional reports from family and friends or from previous owners. This last point is particularly important in distinguishing the qualities of a tenant, as well as its predecessors.
To determine the quality of a tenant’s profile, it is essential to look at their income. The fact that someone is financially well-off is a guarantee of comfort and security when it comes to paying the rent. You can then demand a salary two to three times higher than the rent. Don't forget to include this criterion, especially if you are hiring a Swiss estate agency to manage the rental of your property.
In parallel, it is advisable to ensure the solvency of a tenant. In this case, ask for supporting documents, including the extract from the debt enforcement register for people living in Switzerland. You should also request, for example, pay slips, a valid employment contract or the latest rent receipts. As a reminder, these documents can form an integral part of the Swiss rental application.
Nevertheless, a tenant's solvency and income are not the only criteria to be taken into account. Moreover, these aspects do not necessarily imply regularity of payment, or even potential discrepancies or gradations within the accommodation. Despite the completeness of the él elements of a rental file, it is recommended that you meet the applicants before signing the lease contract. When visiting the premises, welcoming the tenant allows you to assess their qualities, expectations and habits.
It is also worth considering the nature of your rental management. You can offer a property on a shared-let basis, provided that you clearly specify the contractual terms. Shared tenancy implies that all the tenantsmust be mentioned on the lease. Otherwise, it is subletting. It is permitted under Swiss law, but the specifics of its application are different.
Swiss real estate specialist, SherlockHomes can help you get more information and provide services such as the issuing a solvency certificate;for tenants, or the option of only accepting candidates with a verified profile (paying option).
This article is not exhaustive and the author accepts no responsibility for it.
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